Frugal Friday – Diva Cup

I am compiling a list of 52 ways to be frugal or save money in 2017. The plan is to post one each week on Friday.Most, if not all, of these tips will be things that we actually do. However, if there is an idea that you want me to share let me know!

Tip #4 – Diva Cup

OK ladies, we all have to deal with a monthly cycle. No one likes it but it is a way of life. Unfortunately not only is it often uncomfortable, it can also be expensive!

One way to save money is by using a menstrual cup instead of tampons or pads. I have personally been using the Diva Cup for a year and am SO glad that I tried it! Not only is it better for you (no perfumes, dyes, irritation) it is also better for the environment (it is reusable for years!) If you have questions, read the reviews, there is a lot of information there!

Since this post is about saving money lets get to the math –

One box of tampons is $8 and we’ll say that it lasts you 2 months. That is $48 each year. The Diva Cup costs $25 and is reusable. In one year you would save $23! I realize that every woman is different in the amount f product they need so this is just an approximation 😉

 

Running total of money saved:

Napkins – $18

Dryer Balls – $72

Cleaning Cloths – $84

Diva Cup – $23

Total amount saved = $197

 

 

Disclosure of Material Connection: I have not received any compensation for writing this post. I have no material connection to the brands, products, or services that I have mentioned. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Frugal Friday – Cleaning Cloths

I am compiling a list of 52 ways to be frugal or save money in 2017. The plan is to post one each week on Friday.Most, if not all, of these tips will be things that we actually do. However, if there is an idea that you want me to share let me know!

Tip #3 – Cleaning Cloths

I only use about 2 rolls of paper towels per year for our family of 6. We only use them for really nasty messes. For everything else we use cloth. For garage/outdoor messes, painting, etc… we use old socks, cut up t-shirts, and cut up towels.

For general cleaning I use these microfiber cloths. They pick up really well. They even clean up stuck on messes. For most messes you only need water so my kids can easily help without me worrying. They are reusable and should last for about 6 years!

Name brand paper towels can be almost $3 per roll! Say we use 3 rolls a month for a year…that is $108! My cloths cost me $24 that is am $84 savings EACH year!

My running total of money saved per year:

Napkins – $18

Dryer Balls – $72

Cleaning Cloths – $84

Yearly total = $164

Are you starting to see how little changes can make a big impact?

 

 

Disclosure of Material Connection: I have not received any compensation for writing this post. I have no material connection to the brands, products, or services that I have mentioned. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Frugal Friday – Dryer Balls

I am compiling a list of 52 ways to be frugal or save money in 2017. The plan is to post one each week on Friday.Most, if not all, of these tips will be things that we actually do. However, if there is an idea that you want me to share let me know!

Tip #2 – Dryer Balls

I haven’t used fabric softener in a couple of years. YEARS! Why? It was an added expense. I am sensitive to smells and many of them are very strong. I read quite a few bad things about them.

Here and here and here for starters.

We are trying to lead a healthier life.

As an alternative I bought 6 dryer balls for almost the cost of 2 bottles of fabric softener. I have been using those same dryer balls for 2 years and they still work great. My clothes dry faster, which saves me electricity, and they are static free. You can add essential oils to your balls if you want a scent. I don’t.

A bottle of name brand softener (good for 40 loads) is $9. I do approximately 312 loads a year (or 6/week). So a year of fabric softener would cost me almost $72. Multiply that by the 2 years I’ve gone without it and I have saved approx. $144!

Not only are dryer balls healthier, they are also cheaper in the long run.

Running total of money saved:

Napkins– $18

Dryer Balls- $72

Total saved per year so far = $90

 

 

Disclosure of Material Connection: I have not received any compensation for writing this post. I have no material connection to the brands, products, or services that I have mentioned. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Frugal Friday – Cloth Napkins

I am compiling a list of 52 ways to be frugal or save money in 2017. The plan is to post one each week on Friday. Most, if not all, of these tips will be things that we actually do. However, if there is an idea that you want me to share let me know!

Tip #1- Cloth napkins

I have basic sewing skills and decided to make my own cloth napkins although you can certainly buy them in many different stores.

I purchased 2 yards of discounted cotton fabric for about $10 total and then cut it into approx 12″ squares. I did a quick straight seam around the outside and voila!

I chose to make each side a different pattern.

I can’t remember when exactly I made these napkins but it was at least 4 years ago. We use them daily and they get washed as needed. I can’t believe how well they have held up!

Price breakdown: 1 package of store brand napkins is $3. Let’s say we purchase 6 packs per year at the cost of $18. My cloth napkins paid for themselves in only 1 year! In the four years we’ve been using them we’ve saved over $72.

I do still buy a package of paper napkins each year which we use for and large parties or gatherings that we have.

This may not seem like a huge money saver but I also like the fact that it reduces garbage, especially when you have young children who don’t know how to use in moderation 🙂

2017 Financial Goals

-Fund all 4 kids college accounts.

We have used an online calculator to figure out how much we need to contribute monthly to reach the goal that we have set. (We do NOT plan on paying our kids whole way through college)

 

-Fully fund J’s ROTH ($5,500 limit)

This is going to be a stretch but we want to try REALLY hard to make it happen!

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-Put an extra $2,000 on our mortgage

We were able to do more than this in 2016, but that was due to extra savings we had and some surprise bonuses. Since that is not something that we can rely on we planned for less. We know that we can do $150/month (which only equals $1,800 total) so we will have to scrape together some extra throughout the year to hit this goal as well.

 

-Take a family vacation

We haven’t done this since 2014. Yikes! We are hoping to do this before summer hits.

 

-Add to emergency fund

This isn’t a pressing goal but I always feel better with more money in the bank. So if we have the means to add to our emergency fund we will. If we don’t, due to our other goals, we are still in good shape!

 

-Continue to live debt free!

November of 2017 will mark our 5th year living without credit card or debt  (other than our mortgage).